Where the Customer is Royalty




✔  Are you an active military member, a veteran or a veteran’s surviving spouse?

✔  Do you want your loan application processed quickly, without any red tape?

✔  Are you interested in buying a home with no down payment?

✔  Do you want to refinance up to 100% of your home value?

If you have answered “yes” to any of the above questions, then a Veterans Affairs (VA) loan is the best option for you. Such loans can be availed, even with an unimpressive credit score and rating. Unlike other market loans, a VA loan is available as both fixed rate and ARM mortgage and does not include any monthly insurance (PMI).


The working of VA loans is simple and straightforward. The interest is low, with $0 down payments. This loan provides benefits to thousands of military personnel, both active and retired individuals, and their families every year.

VA loans allow borrowers to finance up to 100% of their primary home’s value and purchase a new home with no down payment requirements. Since banks require a large amount in down payments, VA loans offer a better alternative to several homeowners.

In several cases, a 10-year 20% down payment loan puts homeownership out of the question for many first-time buyers, especially those surviving on war veteran and social security benefits. Conventional loans require a minimum of 5% down payments, whilst VA loans require 0%. This helps individuals save up on their funds.


VA loans offer two benefits that lead to a substantially lower monthly payment. Firstly, Private Mortgage Insurance (PMI) is not applicable on VA loans. This removes the added monthly cash outflow which the buyers would have to bear, had they opted for conventional loans. Secondly, VA loans are offered with low and competitive interest rates.


The qualification guidelines for VA loans are less stringent than traditional loans. Since all VA loans are backed by the government, banks have relaxed the lending rules and regulations for all VA loan applicants.

At Absolute Home Mortgage Corporation, all our loan officers are federally licensed. Communicating with our loan officers is the first step towards getting the right mortgage deal on your home. Because everyone has differing loan needs, our officers will assess your needs, ask you relevant questions and advise you on the best loans and monthly payment plans as per your requirements.


Our loan officer will also explain all the relevant steps - from getting started and locking in your interest rate to closing on your loan. We can assign a dedicated officer for all future correspondences and dealings with our business - till the time the final deal has been signed.

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