Apply Now
Call 888-59-CROWN Today!
Sign In

Investment Properties & Second Homes

Grow your portfolio or find your getaway with flexible financing options.

Whether you’re building wealth through real estate or looking for a personal getaway, financing an investment property or second home is different from buying a primary residence. These loans are tailored to help you purchase properties that generate income or provide a lifestyle upgrade, with options that fit your financial goals and ownership plans.

Apply Now Get Pre-Approved

Investment Properties & Second Homes Loans Are Good For:

This loan type is ideal for buyers planning to rent out a second property, expand a real estate portfolio, or purchase a vacation home. It’s also a great fit for borrowers with strong credit who are focused on long-term property value and wealth building.

Investment Properties & Second Homes Loan Details

Investment and second home loans are conventional mortgages. Investment property loans are for homes you plan to rent out, while second home loans are for properties you will occupy part-time but not use as your primary residence.

Second home loans usually require a minimum of 10% down. Investment property loans may require 15% to 25% down, depending on the property type and number of units. Larger down payments can help secure better rates and terms.

For investment properties, you may be able to use projected rental income to help qualify. Lenders often request a lease agreement or an appraisal with a rental income analysis as part of the process.

Second homes and investment properties have different guidelines and long-term implications. A loan officer can walk you through the financing options, help estimate cash flow or occupancy rules, and find the loan structure that fits your needs.

Not Sure This Is the Loan You Were Looking For?

Choose a Loan Type…

Secure Financing for Your Investment Property or Second Home At One of Our Branches

From beach houses to rental duplexes, financing a second property is easier with the right team on your side. Our loan officers understand the ins and outs of both investment and second home loans and can help you find a solution that supports your goals. Let’s connect and take the next step.

Find a Brand Location

Ready to get Started?

Did you know that in the time it took you to read this page, you could already be pre-approved? Take the first step to getting your new home.

Apply Now