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2-1 Buydowns Are Good For: A 2-1 buydown is ideal for buyers who want lower mortgage payments during the first two years of their loan. It’s also a strong fit for those expecting future income growth, purchasing new construction, or using seller incent …
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Low rates and an opportunity for savings today Do you want to significantly reduce the cost of your mortgage? Do you plan to move or refinance in the next 5, 7, or 10 years? If you answered “Yes” to any of these questions, an ARM might be right for you …
Alternative Documentation Loans Are Good For: These loans are ideal for self-employed buyers, business owners, and 1099 earners who don’t have traditional W-2 income. They’re also a strong fit for borrowers who prefer to qualify using bank statements, …
Asset Utilization Loans Are Good For: Asset utilization loans are ideal for borrowers with significant savings or investments who want to qualify without relying on traditional income. This includes retirees, business owners, and investors who may not …
Bridge Loans Are Good For: Bridge loans are a great fit for homeowners who want to buy a new home before selling their current one. They’re especially useful for buyers in competitive markets, families relocating, or anyone with strong home equity look …
Down Payment Assistance (DPA) Programs Are Good For: DPA programs are designed for first-time buyers and moderate-income households who need help covering upfront costs. They’re a great fit for borrowers using FHA, VA, or Conventional loans who qualify …
FHA and Conventional Loans Are Good For: FHA loans are often a better fit for homebuyers who have a lower credit score or less saved for a down payment. They are especially helpful for first-time buyers who need more flexibility. Conventional loan …
First Time Homebuyer Loans Are Good For: These loans are ideal for first time homebuyers, whether you’re currently renting, living with others, or in a transitional housing situation. They’re a strong option for anyone with limited credit history or do …
Should I Get A Fixed-Rate Mortgage? Rates are low so why not lock them in now! Is a Fixed Rate loan right for you? Do you plan to stay in your home for many years? Do you prefer a consistent mortgage payment for budget planning? Does your peace of mind …
Foreign National & ITIN Loans Are Good For: These programs are a great option for non-U.S. citizens, ITIN holders, and foreign nationals who want to buy a home in the U.S. They’re designed for people who may not have U.S. credit but still need …
The HomeRun Program is Good For: The HomeRun Program is a great fit for buyers who do not currently own any other real estate at the time of closing. You do not need to be a first-time homebuyer. It’s ideal for those purchasing in an approved area who …
Investment Properties & Second Homes Loans Are Good For: This loan type is ideal for buyers planning to rent out a second property, expand a real estate portfolio, or purchase a vacation home. It’s also a great fit for borrowers with strong credit …
No Income, No Job Investment Property Loans Are Good For: These loans work well for real estate investors and financially independent buyers who prefer not to document personal income. They’re especially useful for those qualifying based on rental prop …
Refinances Are Good For: Refinancing is a great option for homeowners looking to lower their monthly payments, adjust their loan term, or access equity for renovations or major expenses. It also benefits those consolidating debt or switching from FHA o …
Renovation Loans Are Good For: Renovation loans are ideal for buyers purchasing a fixer-upper or homeowners refinancing to make upgrades. They’re a smart option for those with limited upfront cash who want to finance repairs into their mortgage and com …
Reverse Mortgages Are Good For: Reverse mortgages are designed for homeowners aged 62 or older who have built up significant equity and want to access it without monthly mortgage payments. They’re ideal for retirees looking to supplement income, c …
USDA Loans Are Good For: USDA loans are a great fit for first-time buyers or households with steady income who are purchasing in eligible rural or suburban areas. They’re ideal for borrowers with limited savings who want affordable monthly payments and …
VA Loans Are Good For: VA loans are ideal for veterans, active-duty service members, and eligible surviving spouses who want affordable access to homeownership. They’re especially helpful for buyers with limited savings or those looking to avoid m …