With over 18 years in the mortgage industry, I have helped many individuals and families become homeowners. Well versed in Conventional, FHA, VA, and USDA Lending, I will work extremely hard to find just the right program for you. I will help to analyze your financial options while guiding you to a loan program that fits your needs. Providing a 5 Star Experience is my number one priority. Whether you are a first time homebuyer, a savvy investor, a homeowner looking to pull cash out of your home or simply lower your rate and term with a refinance, I am YOUR MORTGAGE GUY!! Happily Married for 17+ years and I’m the proud father of 4 children! When I’m not working hard on your loan, I’m playing Golf, Cooking or Enjoying Music!